Commercial lending/Senior Credit Analyst

Category: 
Banking & Financial Services
Job Location: 
San Antonio, TX

FUNCTION:

To analyze, format, and communicate information on new and existing loans to identify credit risks. Will supervise Credit Analyst team members and provide underwriting support to the commercial lending department.

 DUTIES & RESPONSIBILITIES:

·         Assist in the training of junior credit analysts. This will include reviewing work and offering feedback

·         Supervise employees in the absence of, or in conjunction with, the department head

·         Analyze personal and business financial information as well as entity ownership structures to understand creditworthiness of proposed loan

·         Prepare credit approval requests, debt and deposit recaps, financial spreadsheets, cash flow analysis, written memorandums, and other items needed to relay information to senior management in a timely manner

·         Assist loan officers in gathering and relaying information between the Bank and its customers

·         Attend meetings with customers, loan officers and senior management regularly

·         Perform other duties as assigned

 MINIMUM QUALIFICATIONS:

Experience Required

·         5 years’ experience utilizing practices common in this field, including spreading of various types of financial statements and an understanding of cash flow analysis

·         Must have excellent organizational skills, writing skills, attention to detail, ability to work under time constraints and good interpersonal skills.

 

Preferred Work Experience `

·         Five plus years of experience in the credit department of a bank with community bank experience preferred

 

Supervisory Experience

·         Experience supervising and training junior credit analysts preferred

 

Education/Skills/Experience

·         Bachelor’s Degree in Business, preferably with a Finance or Accounting major w/at least 4 semesters of accounting coursework.

·         Strong writing, communication and analytical skills are required

Recruiter Name: 
Byron Vargas
Recruiter Phone: 
(262) 886-8000 ext. 260

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