Senior Credit Analyst, C&I and CRE
Point One
ROLE: Senior Credit Analyst / C&I and CRE
FUNCTION:
The role of a Senior Credit Analyst / C&I and CRE is to analyze, format, and communicate information on new and existing loans to identify credit risks. This includes supervising junior team members and providing underwriting support to the commercial lending department.
DUTIES & RESPONSIBILITIES:
- Mentor and train junior credit analysts, providing feedback and guidance on their work
- Lead and oversee the work of team members in the absence of or in conjunction with the department head
- Review and evaluate personal and business financial information, as well as entity ownership structures, to assess the creditworthiness of loan applicants
- Prepare and present credit approval requests, debt and deposit recaps, financial spreadsheets, cash flow analysis, written memorandums, and other necessary analysis to senior management
- Assist loan officers in gathering and relaying information between the bank and its customers
- Participate in meetings with customers, loan officers, and senior management on a regular basis
MINIMUM QUALIFICATIONS:
Experience Required:
- 5 years of experience in credit analysis, including experience spreading financial statements and understanding of cash flow analysis
Education/Skills/Experience
- Bachelor’s Degree in Business
Location:
San Antonio, TX
Salary Range:
$90,000 – $115,000