Commercial lending/Senior Credit Analyst

Banking & Financial Services
Job Location: 
San Antonio, TX


To analyze, format, and communicate information on new and existing loans to identify credit risks. Will supervise Credit Analyst team members and provide underwriting support to the commercial lending department.


·         Assist in the training of junior credit analysts. This will include reviewing work and offering feedback

·         Supervise employees in the absence of, or in conjunction with, the department head

·         Analyze personal and business financial information as well as entity ownership structures to understand creditworthiness of proposed loan

·         Prepare credit approval requests, debt and deposit recaps, financial spreadsheets, cash flow analysis, written memorandums, and other items needed to relay information to senior management in a timely manner

·         Assist loan officers in gathering and relaying information between the Bank and its customers

·         Attend meetings with customers, loan officers and senior management regularly

·         Perform other duties as assigned


Experience Required

·         5 years’ experience utilizing practices common in this field, including spreading of various types of financial statements and an understanding of cash flow analysis

·         Must have excellent organizational skills, writing skills, attention to detail, ability to work under time constraints and good interpersonal skills.


Preferred Work Experience `

·         Five plus years of experience in the credit department of a bank with community bank experience preferred


Supervisory Experience

·         Experience supervising and training junior credit analysts preferred



·         Bachelor’s Degree in Business, preferably with a Finance or Accounting major w/at least 4 semesters of accounting coursework.

·         Strong writing, communication and analytical skills are required

Recruiter Name: 
Byron Vargas
Recruiter Phone: 
(262) 886-8000 ext. 260

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